Holi is about recognizing that essentially, life is an exuberant process. On this day, I want you to be at maximum aliveness because to be alive is the most precious thing.
If you spend time in the forest, you will realize that you are just one more life. It is a huge spiritual step to feel for life around you the way you feel about yourself.
Mahashivratri is the great night of Shiva. If you maintain wakefulness and some sense of awareness on this sacred night, it shall bring tremendous wellbeing to your life.
Do not think your money, relationships, or family is an insurance. The only insurance you have is to know how to keep yourself well on all levels. That is Yoga.